*Approval Odds aren’t a guarantee. They’re calculated by our AI based on your credit profile and how it compares to others approved by the financial institution, or whether you meet its basic criteria. While not a certainty, Approval Odds can help guide your choices. We do not manually influence this score, but our AI may suggest ways to improve it. You may still be declined if you don’t meet income or employment requirements, or if you’ve reached the institution’s account limit.