Credit Kaagapay (meaning “Credit Companion” in Filipino) is the Philippines’ first AI-powered credit health platform. We are on a mission to make financial empowerment accessible to every Filipino — from the fresh graduate applying for their first credit card, to the OFW building a financial future back home, to the small business owner seeking capital to grow.
Millions of Filipinos are locked out of formal financial services because they lack a credit history or don’t understand how the credit system works. We believe that financial knowledge is a right, not a privilege. Credit Kaagapay bridges the gap between Filipinos and the financial tools they deserve.
| Service | Description |
|---|---|
| Free CIC Credit Report | Access your official Credit Information Corporation (CIC) report at no cost — understand exactly where you stand |
| AI Loan Finder | Our AI matches you with the best loan products from SEC-registered lenders based on your credit profile |
| Credit Score Monitoring | Track changes to your credit score over time and get alerts for significant changes |
| Financial Education | Our blog provides expert, Philippines-specific guides on credit, loans, budgeting, and investing |
Credit Kaagapay operates in full compliance with Philippine law, including the Data Privacy Act of 2012 (Republic Act 10173) and the Credit Information System Act (Republic Act 9510). We are committed to:
All content published on the Credit Kaagapay blog is written by financial writers with expertise in the Philippine financial system and reviewed for accuracy. We follow a strict editorial process:
Have questions, feedback, or partnership inquiries? We’d love to hear from you. Visit our Contact page to get in touch with our team.
📚 Start your credit journey today: Read our Ultimate Guide to Credit Scores in the Philippines
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